WORKBOOK LICENCE · VERSION 2026-09-27
Use the models. Keep the source protected.
A workbook purchase includes a perpetual, non-exclusive licence to edit and use the purchased version for one organisation, studies and client analysis. Previous free downloads retain the licence supplied with those downloads.
You may
Use the workbooks for unlimited projects, modify formulas and presentation, and share your own exported analysis and reports.
You may not
Sell, sublicense, publish or redistribute the original workbooks or substantially identical copies, or present illustrative assumptions as verified market evidence.
The tools are not investment, legal, tax or accounting advice. Validate every input, formula and output for its intended use.